Our services

We offer a comprehensive range of mortgage and insurance services to both individuals and companies, and being truly independent allows us to offer products from the whole of the market.

Our main mortgage services include:

  • Residential mortgages
  • First-time buyer mortgages
  • Buy-to-let mortgages
  • Equity release mortgages
  • Commercial mortgages

Our main insurance services include:

  • Life insurance
  • Critical illness insurance
  • Income protection insurance
  • Business protection insurance

For a large number of clients we see, the initial appointment is as much about you finding out about our firm as it is for us to find out more about you. For this reason, all of our face-to-face meetings are without obligation.

We understand in most instances, you want to meet your advisor and tell us what it is you are looking to do. We listen, take time to establish exactly how we can help you, and then make sure you are comfortable with the process.

Should you decide to proceed with the advice we give, our indicative charges are below; 

Residential remortgage and purchase

We offer an initial consultation without obligation. We do not normally charge a fee as we are usually paid by the lender. However, you have the option to pay us a fee and receive any commission which we are paid by the lender. The precise amount will depend upon your circumstances but we estimate that it will be 0.5% of the amount borrowed.

Equity release

We offer an initial consultation without obligation. There will be a £500 fee for our equity release service, which is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose a fee only option and receive any commission which we are paid by the lender. The precise amount will depend upon your circumstances but we estimate that it will be £500 plus 1% of the amount borrowed.

Buy-to-let remortgage and purchase

We offer an initial consultation without obligation. We do not normally charge a fee as we are usually paid by the lender. However, you have the option to pay us a fee and receive any commission which we are paid by the lender. The precise amount will depend upon your circumstances but we estimate that it will be 0.5% of the amount borrowed.

Insurance

No fee for advising on and arranging non-investment insurance contracts.