Owning properties for investment purposes has proved extremely prudent for many investors and subsequently many more have considered this in recent years, all with varying degrees of success.
In light of the difficulties faced in the housing market over more recent times, in particular the buy-to-let sector, what has become increasingly clear to many investors is that they can no longer rely on capital appreciation alone. Consequently, it is now fundamentally important to make returns in rental profit and having the most cost effective borrowing is essential.
Whether you’re purchasing an investment property, or refinancing one already owned, Cooper Associates Ltd offers independent mortgage advice, and with access to mortgage products from the whole of market we can therefore help.
As with most forms of investments there can be tax implications of owning investment property and the expertise of a Cooper Associates Ltd advisor can truly be value adding. For detailed tax planning our sister company, Cooper Associates Wealth Management Ltd, can provide further advice.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Borrowers will still be responsible for maintaining the payment of any mortgage in the event that the property is not rented out and therefore may wish to make suitable provision for this event.
Buy-to-Let mortgages are not currently regulated by the Financial Services Authority.