Equity Release

Significant house price increases over recent decades have resulted in many individuals having considerable equity in their home. However, due to falling annuity rates and diminishing returns on interest bearing savings accounts many of these same individuals find themselves asset rich but income/cash poor. Does this sound familiar?

Equity Release is simply the process of turning the equity in your home into cash which you can spend on absolutely anything you choose. Depending on the scheme chosen this cash may be taken as a lump sum or monthly income (or both).

Face-to-face independent advice

With Equity Release Schemes there are a number of important issues for you to consider and for this reason seeking independent impartial advice is imperative. We believe in providing our advice face-to-face, this enabling us to truly understand your requirements and tailor a recommendation specific to your circumstances.

Equity Release may involve a lifetime mortgage or home reversion plan. To understand the features and risks ask for a personalised illustration.