As a first time buyer purchasing your first property can seem a little daunting but it is extremely important that this doesn’t distract from the excitement of owning your first home.
To ensure that the process doesn’t become overwhelming for you our independent mortgage advisors will not only provide you with advice on the mortgage options available, but they’ll take the time to explain the house buying process from start to finish. By breaking down the process, and explaining who does what, you can relax and concentrate on the more exciting aspects of owning your first property.
Cooper Associates Ltd offer mortgages from the whole of the market, this meaning we literally have access to thousands of mortgage products from hundreds of lenders, some of which are only available through independent mortgage advisors and not on the high street. In addition, as a first time buyer you may be eligible for exclusive introductory first time buyer mortgage products, again only available to some independent mortgage brokers.
We also understand the varying criteria between mortgage lenders, this being fundamentally important to ensuring that we place your mortgage application with the lender most likely to lend to you.
A further benefit of using an independent mortgage advisory firm is the personalised service that you will receive and the support you will get in the house buying process. Cooper Associates Ltd will complete all paperwork on your behalf, liaise with all parties involved in the transaction (such as the estate agent and solicitor) and of course keep you updated at all stages.
Your home may be repossessed if you do not keep up repayments on your mortgage.