Have you ever thought how your family would cope if you were to die, suffer a critical illness or be unable to work because of sickness or disability?
As you’ve worked hard to get to where you are, then surely it makes sense to protect what’s precious to you? For your own peace of mind and for the safeguarding of you and your family’s future, you may want to consider protection. That way, if the unexpected happens, you’ll be prepared for it.
Cooper Associates Ltd offers advice on insurance products from a range of providers, this allowing us to source products from leading protection providers.
Providing advice on suitable protection isn’t about selecting the cheapest provider, which of course you can do, but more about understanding the peripheral factors that can make a considerable difference.
Having identified and quantified your protection requirements, your advisor will then prepare a recommendation bespoke to your circumstances. In addition to price, which of course is important, your advisor will also take into account many other factors, such as the comprehensiveness of the cover offered by the provider, the claim statistics of the provider, whether the policy should be arranged in a suitable trust and so on. It is the understanding of these additional factors that truly adds value and safeguards you and your family’s future.
Our advisors are authorised and regulated by the Financial Services Authority and follow strict codes of conduct, so you’re much better protected if you buy through an advisor than if you buy without advice.