A mortgage is potentially the biggest financial commitment most of us are likely to face, and with the ever-increasing complexities of the financial world, the importance of employing the services of the right mortgage advisory firm has never been so imperative.
For advice to be truly valuable, we recognise that a mortgage recommendation isn’t about selecting the lowest interest rate from a comparison table but more about an appreciation of the additional factors that could make a considerable difference. For example, an understanding of the probable movements in the Bank of England base rate will have a significant bearing over whether a fixed rate or a variable rate mortgage is recommended, which in turn can make a substantial difference to the cost of the borrowing if rates move. Cooper Associates Ltd invest extensive resources into the ongoing training and developing of our independent mortgage advisors, this ensuring that they keep pace with a fast changing financial/economic marketplace.
Our independent mortgage advisors review mortgage products from the whole of the market, some of which are exclusives not always offered on the high street. We will help guide you through the complexity of today’s mortgage markets, making the process as straight forward as possible, and ensuring that you not only have the right kind of mortgage to suit your individual needs but also the most competitive rate available to you.
Our aim is to build-lasting personal relationships with our clients whereby we are your trusted source of financial advice indefinitely. To help do this, we will aim to contact you when any initial mortgage deal is due to expire and a review is necessary, this ensuring that you always have the most competitive mortgage product available to you.
Starting from the simple principle that every client should be treated as our only client, we aim to build long term relationships whereby professionalism and integrity are the fundamentals.
Your home may be repossessed if you do not keep up repayments on your mortgage.