Fixed rate mortgages at record low
Mortgage approvals at 15-month high
House prices fall again, says Halifax
Cooper Associates comment:-
With fixed rate mortgages at a record low, and with the encouraging news that mortgage approvals are at a 15-month high, there are reasons to be positive if you’re a homeowner or looking to get on the property ladder.
On a less optimistic note, however, reports on the housing market continue to show renewed weaknesses in prices, and it’s widely predicted that the housing market will remain stagnant for quite some time yet.
Your home may be repossessed if you do not keep up repayments on your mortgage
We do not normally charge a fee as we are usually paid by the lender. However, you have the option to pay us a fee and receive any commission which we are paid by the lender. The precise amount will depend upon your circumstances but we estimate that it will be 1% of the amount borrowed.
